Get Your Business Back Up and Running
SBA provides low-interest disaster loans to help businesses and homeowners recover from declared disasters. If your business has suffered damage from a federally-declared disaster, SBA Loan Guy can walk you through this process to get necessary recovery funds in your hands. We will answer your questions, organize, prepare and write all of your required loan application documents for one simple fee.
Our fee will not exceed $2,500 with a down payment of 20% ($500) due upon signing an engagement letter. Compensation cannot be contingent on loan approval per SBA guidelines. Full payment of invoice is not due until receipt of loan funds from SBA.
Who Can Apply for an SBA Disaster Loan?
- Businesses of all sizes
- Private nonprofit organizations
You must be located in a declared disaster area and meet other eligibility criteria depending on the type of loan. We can answer those questions for you. Be sure to visit this website to see if your area has been officially declared a disaster area, first: https://lending.sba.gov/search-disaster/
How Can You Use a Disaster Loan?
- Pay for losses not covered by insurance or funding from the Federal Emergency Management Agency for both personal and business.
- Business operating expenses that could have been met had the disaster not occurred.
Disaster Loan Types
- Physical Damage loans. Loans to cover repairs and replacement of physical assets damaged in a declared disaster.
- Mitigation Assistance. Expanded funding to make improvements to eliminate future damage.
- Economic Injury Disaster loans. Funding to cover small business operating expenses after a declared disaster.
- Military Reservist loans. SBA provides loans to help eligible small businesses with operating expenses to make up for employees on active duty leave.
Ready to get started? The first step is to find out if you pre-qualify for a small business loan.