Get a clear picture of your SBA loan readiness before you spend months applying to lenders.
If you're a U.S. business owner or buyer seeking $125K+ in financing with 680+ credit, we'll help you understand your options and what lenders are likely to look for.
Check My Fundability40+ Lender Relationships | Nationwide SBA Financing Support
An SBA loan can help you buy a business, purchase real estate, refinance debt, expand, or access working capital. But knowing where to apply isn't the first question. The first question is: Are you lender-ready?
Applying before you understand your numbers, documentation, cash flow, credit, and deal structure can create unnecessary delays and dead ends. We help you understand where you stand before you start approaching lenders.
Free initial fundability check. No obligation.
Check My Fundability
You're a U.S. citizen
Your credit score is approximately 680+
You're seeking $125,000 or more in business financing
You have a specific business purpose for the funds
You want to understand your options before approaching lenders
Every lender has different preferences, requirements, and appetites. SBA Loan Guy works with 40+ lender relationships to help identify potential lending paths based on your situation, not simply send every borrower to the same bank. But we don't start by shopping your loan. We start by helping you understand whether you're ready.
Free initial fundability check. No obligation.
Check My Fundability
We aren't here to promise an approval. The lender and SBA ultimately make lending decisions. Our job is to help you better understand your position, prepare your file, identify potential gaps, and approach the process with a clearer plan.
Because when you're making a major business move, clarity matters.
Finance an acquisition or ownership transition.
Explore SBA financing for a new or existing franchise.
Finance property for your business.
Strengthen cash flow and support business operations.
Explore options for restructuring qualifying business debt.
Fund a new location, renovations, or business growth.
Finance equipment needed to operate or expand.
Answer a few questions about your credit, financing needs, business, and use of funds.
If your situation looks like a potential fit, our team will speak with you about your goals and the next step.
For qualified prospects, our $330 Loan Readiness Assessment takes a deeper look at your numbers the way a lender may evaluate them. You leave with a clearer understanding of your funding path and a written Readiness Report you can keep.
Our Loan Readiness Assessment is designed to help answer:
1) Does my situation appear fundable?
2) How much financing might my business support?
3) Which SBA program may fit my situation?
4) What could prevent my deal from moving forward?
5) What documentation should I prepare?
6) What should I fix before approaching lenders?
7) What are my next steps?
$330 Loan Readiness Assessment — includes a working session with an SBA advisor plus a written Readiness Report.
Check My Fundability
The initial fundability check does not require a lender credit pull. If a lender later requires one, you'll know beforehand.
Our current focus is on business owners and buyers seeking $125,000 or more in financing.
The assessment is $330 and includes a working session with an SBA advisor and a written Readiness Report.
No. SBA Loan Guy is an independent SBA loan consulting company. We help business owners prepare and connect with potential lenders.
Our current qualification target is approximately 680 or higher, although credit is only one part of a lender's evaluation.
No. The initial check helps us determine whether your situation may be worth exploring further. Final lending decisions are made by lenders and, where applicable, the SBA.
If you need $125K+ in business financing, start by understanding where you stand. U.S. citizens, 680+ credit, $125K+ financing needs.
We prepare your application, match you with the
right lenders, and guide you until funding.
