Answers to Common Questions

FAQ

Are you a lender?

No. We’re independent SBA loan consultants who prepare your application and connect you to approved lenders.

Do you charge fees?

Yes. We use a flat-fee model, which we explain clearly during your call. No hidden costs, no surprises.

Does this affect my credit?

No. Initial consultations and pre-qualification checks do not impact your credit score.

How long does funding take?

Typical SBA 7(a) loans close in 30–90 days, Express loans in about 30 days, and Disaster Loans vary by situation.

Can you help me if I was previously denied?

Yes. We review your previous file, identify why it was denied, and help you rebuild your application for re-submission.

Do you work with all states?

Yes. We serve clients nationwide.

It’s FREE, QUICK, and could save you months of time.

Book Your SBA Readiness Call Today

Testimonials

See if you Qualify

What You Get

Readiness Score

A distilled, 0–100 snapshot of how fundable you are based on credit, cash flow, equity, and documentation. Plus the top fixes to raise your score fast.

Lender Matches

A curated shortlist of lenders that fit your profile and use of funds, with why each is a fit and exactly what they’ll want to see.

Application Checklist

A tailored, step-by-step list of required docs and forms (formats, who provides them, and common pitfalls to avoid).

Funding Timeline

A realistic week-by-week path from pre-qual to closing, with milestones, dependencies, and an estimated target funding date.

Disaster Loan Support

Hands-on prep and documentation for SBA disaster programs (EIDL and others), including submissions, follow-ups, and guidance through appeals or requests for more info.

We prepare your application, match you with the
right lenders, and guide you until funding.

Client Portal

2219 Sawdust Rd
Ste 903
The Woodlands, TX 77380

info@sbaloanguy.com