August 19, 2026
Houston has no shortage of established small businesses changing hands, retiring owners, partner buyouts, and strategic acquisitions. Financing one is different from financing a startup, because you're underwriting a track record, not a projection.
Verified financials from the business you're buying, not just projections
A purchase price supported by a reasonable valuation
Your relevant experience or a credible plan for the transition
Business Acquisition Financing
How long does an acquisition loan take to close?
Often longer than a standard 7(a) use case, since valuation and due diligence add time. Plan for a few months.
Does the current owner need to stay involved?
Many deals include a short transition period, which lenders often view favorably.
The strength of the business you're buying matters as much as your own financial picture. Visit our blogbefore you sign anything.
U.S. Small Business Administration
SCORE — free SBA business mentoring
A distilled, 0–100 snapshot of how fundable you are based on credit, cash flow, equity, and documentation. Plus the top fixes to raise your score fast.
A curated shortlist of lenders that fit your profile and use of funds, with why each is a fit and exactly what they’ll want to see.
A tailored, step-by-step list of required docs and forms (formats, who provides them, and common pitfalls to avoid).
A realistic week-by-week path from pre-qual to closing, with milestones, dependencies, and an estimated target funding date.
Hands-on prep and documentation for SBA disaster programs (EIDL and others), including submissions, follow-ups, and guidance through appeals or requests for more info.
We prepare your application, match you with the
right lenders, and guide you until funding.
